Success Stories

 

Family with approximately $250,000 annual gross income. Discharged $318,000 in unsecured debt. Kept all assets including home, 2 cars, timeshare, personal possessions, all furniture and household goods and over $200,000 in retirement accounts.

48 year old divorced construction worker with current annual income of $51,000. Successful Chapter 7 discharge including elimination of $799,000 in back taxes due IRS. Kept all assets and personal property including parcel of land, 3 cars and retirement account.

Family with $182,000 in annual gross income. Discharged over $200,000 in unsecured debt including $56,000 deficiency balance for short sale of boat. Kept home, 2 cars, retirement accounts, bank accounts, brokerage accounts, all personal property, clothing & jewelry and household furnishings.

Husband and Wife with $156,000 annual income. Discharged $201,000 iin unsecured debt. Kept all personal property including home, investment properties, 2 cars, bank accounts, all furniture and household goods, clothing and jewelry, and retirement accounts.

Client with $25,000 in annual income. Discharged $32,000 in medical bills, $22,000 deficiency balance on repossessed vehicle, $3,000 judgment from eviction lawsuit, and $70,000 in other consumer debt. Client kept all assets and personal property.

Unemployed client (recently lost job making $68,000 per year). Eliminated $40,000 in unsecured debt. Client chose to surrender his home and was able to make a smooth transition to a rental while protected from foreclosure by the automatic stay. He kept all personal possessions and assets including $69,000 in retirement savings.

Married couple with 2 young children. Household income of $56,000 per year. Sucessfully eliminated $44,000 in credit card and retail store debt. Clients kept all personal property including 2 cars, retirement accounts and bank accounts.

Husband and Wife with $72,000 in annual gross income. Eliminated $24,000 in unsecured debt. Kept home, car , bank accounts, $180,000 in retirement accounts and all personal possessions.

Husband and Wife whose income dropped from $150,000 per year to $35,000 per year due to decline in construction business. Eliminated $114,000 in unsecured debt including over $70,000 in deficiency balances on repossessed vehicles. Clients kept all assets and possessions including home, parcel of raw land, bank accounts, furnishings, retirement savings and 3 cars.

Single father with custody of child. $77,000 in income. Eliminated $65,000 in credit card and medical debt. Kept all assets and personal possessions including home, car, motorcycle, brokerage account and retirement savings.

Woman living on $19,000 per year in Social Security who had previously paid $500 to a debt consolidation company that did not help her. Eliminated $33,000 in unsecured debt. Client kept all personal possessions including car, IRA, family jewelry and bank accounts.

Single man living on unemployment (lost $65,000 per year job as a pilot). Eliminated $36,000 in unsecured debt. Kept all personal possessions including 2 rental properties, car and bank accounts.